ACKO Car Insurance

ACKO Insurance Car Insurance is a fully digital motor insurance solution that provides financial protection against damages to your car and third-party liabilities. It offers comprehensive, third-party, and own damage plans with instant policy issuance and hassle-free claims.

✔️ Applicant must be a vehicle owner in India
✔️ Valid Registration Certificate (RC) required
✔️ Available for new & used cars
✔️ Policy can be purchased or renewed online

✔️ Premium: Starts approx. from ₹2,000–₹3,000 (varies by car & location)
✔️ Third-party premium: As per IRDAI guidelines
✔️ Add-on charges: Extra based on selected cover
✔️ Deductibles: Applicable during claim
✔️ No Claim Bonus (NCB): Discount on renewal

✔️ Vehicle RC (Registration Certificate)
✔️ Previous insurance policy (if renewal)
✔️ Driving License
✔️ ID Proof

???? For Claim

✔️ Claim form
✔️ RC copy
✔️ Driving License
✔️ FIR (in theft/major accident)
✔️ Repair bills/estimate
✔️ Policy document

Q1. What types of car insurance does ACKO offer?
Ans. Third-party, Own Damage, and Comprehensive car insurance plans.

Q2. What does comprehensive plan cover?
Ans. It covers own car damage + third-party liability + theft, fire & disasters.

Q3. Is ACKO fully online?
Ans. Yes, ACKO operates completely online with zero paperwork.

Q4. Is third-party insurance mandatory?
Ans. Yes, it is legally required in India under Motor Vehicles Act.

Q5. Does ACKO provide cashless claims?
Ans. Yes, cashless repair is available at network garages.