Amex Platinum Reserve

The American Express Platinum Reserve Credit Card is a premium lifestyle and travel credit card designed for individuals who seek rewards, golf privileges, dining benefits, entertainment offers, and premium experiences. The card comes with Membership Rewards points, welcome benefits, and annual fee waiver options for high spenders. 

✔️ Applicant must be an Indian resident or NRI (subject to American Express policy)

✔️ Age: 18 years or above

✔️ Salaried or self-employed individual

✔️ Stable source of income

✔️ Good CIBIL score (750+ preferred)

✔️ Must meet American Express internal eligibility criteria

✔️ Joining Fee: ₹10,000 + GST

✔️ Annual Fee: ₹10,000 + GST

✔️ Annual Fee Waiver: 100% waiver on annual spends of ₹10 lakh or more in the previous membership year

✔️ Interest Rate: Approximately 3.5% per month

✔️ Cash Advance Fee: 3.5% of transaction amount (minimum ₹250)

✔️ Late Payment Charges: As per American Express policy 

✔️ PAN Card (Mandatory)

✔️ Aadhaar Card / Passport / Driving Licence

✔️ Address Proof

✔️ Income Proof (Salary Slips / ITR / Form 16)

✔️ Bank Statements (Last 3–6 Months)

✔️ Passport-size Photograph (if required)

Q1. What is the welcome benefit on Amex Platinum Reserve Credit Card?
Ans. Eligible cardmembers can receive 11,000 Membership Rewards Points after meeting the welcome offer conditions.

Q2. What is the annual fee of the card?
Ans. The annual fee is ₹10,000 plus applicable taxes.

Q3. Can the annual fee be waived?
Ans. Yes, the annual renewal fee can be waived on annual spending of ₹10 lakh or more in the previous membership year.

Q4. What reward rate does the card offer?
Ans. The card earns 1 Membership Rewards Point for every ₹50 spent on eligible transactions.

Q5. Who should apply for this card?
Ans. Frequent travelers, golfers, dining enthusiasts, and premium lifestyle users looking for American Express privileges.