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Product Overview

Axis Bank Indian Oil

Axis Bank IndianOil Credit Card is specially designed for users who spend frequently on fuel. It offers value-back benefits on fuel transactions at IndianOil outlets along with rewards on online shopping, dining, and entertainment.

Great Rewards
Wide Acceptance
100% Digital & Secure

Eligibility Criteria

Applicant must be an Indian resident or NRI (subject to bank conditions)
Age: 18 to 60 years
Salaried or self-employed individual
Stable income source
Good CIBIL score (750+ preferred)

Features & Benefits

4% value back on fuel spends at IndianOil outlets
1% value back on online shopping
Earn EDGE Reward Points on every transaction
Welcome benefit: Up to 1,250 reward points on first fuel transaction
1% fuel surcharge waiver on eligible transactions
Discount on movie tickets (BookMyShow offers)
Dining discounts under Axis Dining Delights
Annual fee waiver on milestone spends

Fees & Charges

Joining Fee: ₹500 + GST
Annual Fee: ₹500 + GST*
Joining Fee: ₹500
Annual Fee: ₹500 (waived on annual spend criteria)
Interest Rate: ~3.5% per month (~42% p.a.)
Cash Withdrawal Fee: 2.5% (min ₹500)
Fuel Surcharge Waiver: 1% (on eligible transactions)
Late Payment Charges: As per bank policy

Documents Required

Identity Proof (PAN Card mandatory)
Address Proof
Income Proof (Salary Slip / ITR / Form 16)
Passport-size photographs

FAQs

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It offers up to 4% value back on fuel spends at IndianOil outlets.

Yes, ₹500 annual fee, which can be waived on meeting spending criteria.

Yes, 1% fuel surcharge waiver is applicable on eligible transactions.

Yes, you get around 1% value back on online spends.

Yes, it is one of the best credit cards for frequent fuel expenses and everyday savings.

Terms & Conditions

Rewards and cashback are subject to merchant/category limits
Fuel benefits applicable only at IndianOil outlets
Approval is subject to Axis Bank credit policy
Fees and charges may change as per bank guidelines
Late payments may attract penalties and affect credit score

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Card At A Glance
Joining Fee ₹500 + GST
Annual Fee ₹500 + GST*
Rewards 4% value back on fuel spends at IndianOil outlets
Best For Shopping & Lifestyle
Network Visa / RuPay
Card Type AXIS BANK