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Overview Eligibility Features & Benefits Fees & Charges Documents FAQs Terms & Conditions

Product Overview

Axis Bank Privilege

Axis Bank Privilege Credit Card is a premium lifestyle credit card designed for users who want rewards on everyday spending along with travel, dining, and entertainment benefits. It offers EDGE Reward Points, lounge access, and milestone rewards, making it ideal for frequent spenders.

Great Rewards
Wide Acceptance
100% Digital & Secure

Eligibility Criteria

Applicant must be an Indian resident or NRI (subject to bank conditions)
Age: 18 to 60 years
Salaried or self-employed individual
Stable income source (₹6 lakh+ annual income preferred)
Good CIBIL score (750+ preferred)

Features & Benefits

10 EDGE Reward Points on every ₹200 spent
2 complimentary domestic lounge visits per quarter
Buy 1 Get 1 movie ticket offer (monthly benefit)
Dining discounts under Axis Dining Delights
Milestone benefit: 10,000 reward points on ₹2.5 lakh spend
Annual fee waiver on ₹5 lakh yearly spend
1% fuel surcharge waiver across India
Purchase protection & insurance benefits

Fees & Charges

Joining Fee: ₹1500 + GST
Annual Fee: ₹1500 + GST*
Joining Fee: ₹1,500 (waived for select customers)
Annual Fee: ₹1,500 (waived on spending criteria)
Interest Rate: ~3.4%–3.6% per month (~49% p.a.)
Cash Withdrawal Fee: 2.5% (min ₹500)
Foreign Currency Markup: ~3.5%
Late Payment Charges: As per bank policy

Documents Required

Identity Proof (PAN Card mandatory)
Address Proof
Income Proof (Salary Slip / ITR / Form 16)
Passport-size photographs

FAQs

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You earn 10 EDGE Reward Points on every ₹200 spent.

Yes, the annual fee is waived on spending ₹5 lakh in a year.

Yes, 2 complimentary domestic lounge visits per quarter are available.

You get 10,000 reward points on annual spends of ₹2.5 lakh.

Yes, it is ideal for dining, movies, travel, and reward-based spending.

Terms & Conditions

Reward points are subject to eligible transaction categories
Lounge access may require minimum spend conditions
Approval is subject to Axis Bank credit policy
Fees and charges may change as per bank guidelines
Late payments may attract penalties and impact credit score

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Card At A Glance
Joining Fee ₹1500 + GST
Annual Fee ₹1500 + GST*
Rewards 10 EDGE Reward Points on every ₹200 spent
Best For Shopping & Lifestyle
Network Visa / RuPay
Card Type AXIS BANK