Cashvia

Cashvia Personal Loan is a fully digital unsecured loan offered by Cashvia (backed by Grow Money Capital Private Limited). The loan is designed for salaried and self-employed individuals who need quick funds for personal expenses, medical emergencies, travel, education, debt consolidation, or other financial needs. The application process is completely online with quick approvals and fast disbursal.

✔️ Applicant must be an Indian resident.

✔️ Age: 21 to 60 Years.

✔️ Salaried or Self-Employed Individual.

✔️ Regular Source of Income.

✔️ Valid PAN Card and Aadhaar Card.

✔️ Active Bank Account.

✔️ Good CIBIL Score (650+ preferred, 750+ ideal).

✔️ Subject to Cashvia's internal credit assessment. 

✔️ Interest Rate: Starting from 10.99% p.a..

✔️ Processing Fee: Starting from 3% of loan amount.

✔️ Loan Tenure: 3 to 36 Months.

✔️ Foreclosure Charges: As per lender policy.

✔️ Penal Charges: Applicable on delayed EMI payments.

✔️ Other Charges: As per applicable terms and conditions. 

✔️ PAN Card

✔️ Aadhaar Card

✔️ Address Proof

✔️ Income Proof (Salary Slip / ITR)

✔️ Bank Statements

✔️ Selfie Photograph

✔️ Employment or Business Details (if applicable)

Q1. What is the maximum loan amount offered by Cashvia?

Ans. Eligible applicants can get a personal loan of up to ₹5 lakh.

Q2. What is the interest rate on Cashvia Personal Loan?

Ans. Interest rates start from 10.99% per annum and vary according to applicant profile.

Q3. What is the repayment tenure?

Ans. Repayment tenure ranges from 3 months to 36 months depending on the approved loan offer.

Q4. Is collateral required?

Ans. No. Cashvia offers unsecured personal loans without collateral.

Q5. How quickly is the loan disbursed?

Ans. Eligible applicants may receive approval instantly, with disbursal possible within a few hours after verification.