Flexi Loan

Flexi Loan

Flexi Loan

Tenure: Up to 36 month
ROI: 16% to 26%
Age: 21 to 65
Processing fee: Up to 3%
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Product Overview


Eligibility Criteria

Product DetailsLoan AmountMin: 1 lakh Max: 50 lakh
Assessment MethodBureau + Banking based
Basic Gating NormsAge of the ApplicantMin: 21 years Max: 65 years
Constitution of the Applicant Proprietorship, Partnership, LLP & Private Ltd Company
Business Vintage & Cibil 
The minimum CIBIL score should be 730 if the business vintage is less than 3 years.
The minimum CIBIL score should be 700 if the business vintage is 3 years or more.
Office OwnershipEither the office or the residence shall be owned.
Residence OwnershipEither the office or the residence shall be owned.
Residence cum Office (RCO)Reneted Residence Cum Office Not Allowed
Conditions for Co-Applicant / GurantorIf the loan amount is more than Rs.3 lakhs, a guarantor is required. For partnerships and companies, all partners – the majority shareholders – will be co-borrowers.


  

Features and Benefits

FlexiLoans offers customised loan solutions based on business requirements and a transparent fee structure with no hidden charges. Here are the key features of FlexiLoans term loans you must know:

  •  Loan Amount from ₹50,000 to ₹50 lakhs
  •  No collateral required (unsecured term loan)
  •  Flexible 12 to 42 months tenure
  •  Minimum Documentation
  •  Digital & Hassle Free Application Process

Documents Required

✔️ Identity Proof (Aadhaar Card / PAN Card)
✔️ Address Proof
✔️ Business Proof (GST / Udhyam)
✔️ Bank Statements (Last 6 months)
 

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