HDFC Shoppers Stop

HDFC Shoppers Stop

HDFC Shoppers Stop

Joining Fee: ₹299 + GST
Renewal Fee: ₹299 + GST
3% Reward Points on Shoppers Stop purchases:
Welcome Voucher worth ₹500 on meeting activation criteria:
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Product Overview

Shoppers Stop HDFC Bank Credit Card is a shopping-focused co-branded credit card designed for frequent shoppers at Shoppers Stop stores and online platforms. The card offers accelerated rewards on Shoppers Stop purchases, welcome vouchers, Silver Edge membership benefits, and additional shopping privileges.

Eligibility Criteria

✔️ Applicant must be an Indian resident

✔️ Age: 21 to 60 years (Salaried)

✔️ Age: 21 to 65 years (Self-Employed)

✔️ Salaried or Self-Employed Individual

✔️ Stable source of income

✔️ Good CIBIL Score (750+ preferred)

✔️ Subject to HDFC Bank's internal credit policy

Features and Benefits

✔️ 3% Reward Points on Shoppers Stop purchases (up to specified monthly limits)

✔️ Welcome Voucher worth ₹500 on meeting activation criteria

✔️ Complimentary Shoppers Stop Silver Edge Membership

✔️ Earn Reward Points on all eligible retail spends

✔️ Additional rewards and shopping privileges during promotional periods

✔️ Contactless payment enabled

✔️ Smart EMI facility on eligible transactions

✔️ Fuel surcharge waiver on eligible fuel transactions 

Fees & Charges

✔️ Joining Fee: ₹299 + GST

✔️ Annual Fee: ₹299 + GST

✔️ Interest-Free Period: Up to 50 Days

✔️ Finance Charges: Up to 3.6% per month (43.2% p.a.)

✔️ Cash Advance Fee: 2.5% (Minimum ₹500)

✔️ Forex Markup: 3.5%

✔️ Late Payment Charges: As per HDFC Bank policy

Documents Required

✔️ PAN Card (Mandatory)

✔️ Aadhaar Card / Passport / Driving Licence

✔️ Address Proof

✔️ Income Proof (Salary Slip / ITR / Form 16)

✔️ Bank Statements (Last 3–6 Months)

✔️ Passport-size Photograph (if required)

FAQs

Q1. What is the annual fee of Shoppers Stop HDFC Bank Credit Card?
Ans. The joining and annual fee is ₹299 + GST.

Q2. What welcome benefits do cardholders receive?
Ans. Eligible cardholders receive a ₹500 Shoppers Stop voucher and complimentary Silver Edge Membership.

Q3. How many rewards are earned on Shoppers Stop purchases?
Ans. The card offers approximately 3% value back on Shoppers Stop spends.

Q4. Can reward points be redeemed for Shoppers Stop vouchers?
Ans. Yes, reward points can be redeemed against Shoppers Stop vouchers as per the reward program terms.

Q5. Who should apply for this card?
Ans. Customers who frequently shop at Shoppers Stop and want additional rewards and shopping benefits.

Terms & Conditions

✔️ Reward Points are subject to HDFC Bank Reward Programme rules.

✔️ Welcome voucher benefits are available only after fulfilling activation conditions.

✔️ Reward earning is subject to category-wise caps and exclusions.

✔️ Approval is subject to HDFC Bank's credit assessment and eligibility criteria.

✔️ Benefits, fees, and reward structures may change as per bank guidelines.

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