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Overview Eligibility Features & Benefits Fees & Charges Documents FAQs Terms & Conditions

Product Overview

HSBC TravelOne

HSBC TravelOne Credit Card is a premium travel-focused credit card designed for frequent travelers who want to earn reward points, convert them into airline miles and hotel loyalty points, and enjoy airport lounge access along with travel privileges. One of its key highlights is the instant 1:1 reward points transfer to multiple airline and hotel partners.

Great Rewards
Wide Acceptance
100% Digital & Secure

Eligibility Criteria

Applicant must be an Indian resident
Age: 18–65 years (Salaried)
Age: 25–65 years (Self-Employed)
Minimum Annual Income:
��6,00,000 for Salaried Individuals
��12,00,000 for Self-Employed Individuals
Good CIBIL Score (750+ preferred)
Must meet HSBC's internal credit assessment criteria

Features & Benefits

Earn 4 Reward Points per ₹100 spent on flights, travel aggregators, and foreign currency transactions (subject to monthly cap)
Earn 2 Reward Points per ₹100 on all other eligible spends
Instant 1:1 conversion of reward points into air miles and hotel loyalty points
Welcome Benefit: 3,000 Bonus Reward Points on spending ₹1 lakh within the first 90 days (offer terms apply)
Additional Welcome Offers including ₹1,000 cashback, Postcard Hotel voucher and EazyDiner membership (as per ongoing offer terms)
6 Complimentary Domestic Airport Lounge Visits per year
4 Complimentary International Airport Lounge Visits per year
Up to 15% discount on travel bookings through selected travel partners such as Yatra, EaseMyTrip, Cleartrip and Paytm Travel (offer terms apply)
Complimentary airport transfer benefits and duty-free offers on eligible transactions
Milestone Benefit: 10,000 Bonus Reward Points on annual spends above ₹12 lakh 

Fees & Charges

Joining Fee: ₹4,999 + GST
Annual Fee: ₹4,999 + GST
Joining Fee: ₹4,999 + GST
Annual Fee: ₹4,999 + GST
Annual Fee Waiver: On annual spends above ₹8,00,000
Finance Charges: Up to 3.75% per month (45% p.a.)
Forex Markup: 3.5%
Late Payment Charges: As per HSBC policy
Cash Withdrawal Charges: As applicable by HSBC 

Documents Required

PAN Card (Mandatory)
Aadhaar Card / Passport / Driving Licence
Address Proof
Income Proof (Salary Slips / ITR / Form 16)
Bank Statements (Last 3–6 Months)
Passport-size Photograph (if required)

FAQs

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The joining and annual fee is ₹4,999 + GST.

Yes, the annual fee is waived if annual spending exceeds ₹8 lakh.

Yes, it offers 6 domestic and 4 international airport lounge visits annually.

You earn 4 reward points per ₹100 on travel and forex spends and 2 reward points per ₹100 on other eligible spends.

Frequent travelers who want airline miles transfers, airport lounge access, and travel-focused rewards.

Terms & Conditions

Reward Points are governed by the HSBC TravelOne Reward Programme.
Lounge access is subject to HSBC program terms and partner availability.
Annual fee waiver applies only after meeting spending criteria.
Approval is subject to HSBC's credit and risk assessment policies.
Benefits, fees, and reward structures may change as per HSBC guidelines.

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Card At A Glance
Joining Fee ₹4,999 + GST
Annual Fee ₹4,999 + GST
Rewards Earn 4 Reward Points per ₹100 spent on flights, travel aggregators, and foreign currency transactions (subject to monthly cap)
Best For Shopping & Lifestyle
Network Visa / RuPay
Card Type HSBC BANK