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Overview Eligibility Features & Benefits Fees & Charges Documents FAQs Terms & Conditions

Product Overview

IndusInd Aura Edge

Great Rewards
Wide Acceptance
100% Digital & Secure

Eligibility Criteria

Applicant must be an Indian resident.
Age: 18 to 70 Years.
Salaried or Self-Employed Individual.
Stable Source of Income.
Good CIBIL Score (750+ preferred).
Subject to IndusInd Bank's credit assessment and verification process.

Features & Benefits

Choose from 4 Reward Plans:
Shop Plan
Home Plan
Travel Plan
Party Plan
Earn up to 8X Reward Points on select merchant categories.
Reward Points Never Expire.
Convert Reward Points into Cash Credit or redeem against rewards.
1% Fuel Surcharge Waiver across fuel stations in India.
Complimentary Personal Air Accident Insurance Cover up to ₹25 Lakh.
Travel Insurance Benefits including:
Lost Baggage Cover
Delayed Baggage Cover
Loss of Passport
Lost Ticket Cover
Missed Connection Cover
Contactless Payment Technology for fast and secure transactions.
Interest-Free Credit Period of up to 50 Days.

Fees & Charges

Joining Fee: Nil (Lifetime Free)
Joining Fee: Nil.
Annual Fee: Nil (Lifetime Free).
Add-on Card Fee: Nil.
Finance Charges: 3.95% per month (47.40% p.a.).
Interest-Free Period: Up to 50 Days.
Cash Advance Charges: As per bank policy.
Late Payment Charges: As per applicable statement balance slabs. 

Documents Required

PAN Card
Aadhaar Card / Passport / Driving Licence
Address Proof
Income Proof (Salary Slip / Form 16 / ITR)
Bank Statements (Last 3–6 Months) 

FAQs

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Yes, the card comes with zero joining fee and zero annual fee.

The card allows users to choose from four lifestyle-based reward plans and earn accelerated reward points accordingly.

No, reward points earned on the card do not expire.

Yes, cardholders receive a 1% fuel surcharge waiver on eligible fuel transactions.

Yes, the card offers personal air accident insurance and travel insurance benefits.

Terms & Conditions

Reward earning varies according to the selected reward plan.
Fuel surcharge waiver is available on eligible fuel transactions only.
Insurance benefits are subject to policy terms and conditions.
Reward Points can be redeemed as per the IndusMoments rewards program.
Approval is subject to bank verification and credit policies. 

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Card At A Glance
Joining Fee Nil (Lifetime Free)
Annual Fee Free
Rewards Choose from 4 Reward Plans:
Best For Shopping & Lifestyle
Network Visa / RuPay
Card Type INDUSIND BANK