Moneyview

Moneyview Personal Loan is a digital lending platform that offers instant, collateral-free personal loans through its partner NBFCs. It provides quick approval, minimal documentation, and fast disbursal, making it suitable for urgent financial needs like medical emergencies, travel, or personal expenses. 

✔️ Applicant must be an Indian resident
✔️ Age: 21 to 57 years
✔️ Salaried or self-employed individual
✔️ Minimum monthly income: ₹25,000+
✔️ Minimum CIBIL score: 650+
✔️ Income should be credited to bank account

✔️ Interest Rates: 14% – 36% p.a. (profile-based)
✔️ Processing Fee: Starting from 2% of loan amount (+GST)
✔️ Tenure: 3 to 60 months
✔️ Foreclosure: Allowed after minimum EMIs (as per policy)
✔️ Penal Charges: ~2% per month on overdue EMI
✔️ Bounce Charges: ₹500 per instance 

✔️ PAN Card (mandatory)
✔️ Aadhaar Card (for KYC verification)
✔️ Bank account details (for disbursal & EMI auto-debit)
✔️ Income proof (if required)

Q1. What is the maximum loan amount in Moneyview Personal Loan?
Ans. You can get up to ₹10 lakh depending on your eligibility.

Q2. What is the interest rate?
Ans. Interest rates start from 14% per annum and may go up to 36% based on profile.

Q3. How fast is loan disbursal?
Ans. Loan is usually disbursed within 24 hours after approval.

Q4. Is collateral required?
Ans. No, it is an unsecured loan with no collateral required.

Q5. Who provides the loan?
Ans. Loans are provided by partner NBFCs through the Moneyview platform.