Muthoot Fincorp (PL)

Muthoot Fincorp (PL)

Muthoot Fincorp (PL)

Loan Amount :: ₹50,000 to ₹ 10 Lakh
Tenure :: 12 to 36 months
Interest Rate :: 18% – 36% p.a.
Processing Fee :: Upto 3%
APPLY NOW
Share:

Eligibility Criteria

  • ✔️ Applicant must be an Indian citizen
  • ✔️ Age: 21 to 60 years
  • ✔️ Minimum job vintage: 1 years
  • ✔️ CIBIL score of 650+ preferred
  • ✔️ Bank Salaried (Pvt ltd, ltd, MNC)

    • Features and Benefits

  • ✔️ Loan Amount: ₹50,000 to ₹10,00,000+ (based on eligibility)
  • ✔️ Quick approval & fast disbursal
  • ✔️ Minimal documentation required
  • ✔️ Collateral-free loan options available
  • ✔️ Flexible repayment tenure
  • ✔️ Simple online & offline application process
  • ✔️ Competitive interest rates

    • Fees & Charges

  • Interest Rate: Starting from ~18% onwards (profile-based)
  • Processing Fee: Upto 3% + GST of loan amount
  • Prepayment Charges: Applicable as per lender terms
  • Late Payment Charges: Applicable on delayed EMIs
  • Other Charges: Documentation/admin charges (if applicable)

    • Documents Required

  • Identity Proof (Aadhaar Card / PAN Card)
  • Address Proof (electricity Bill)
  • Employment proof (Job id card, last 3 month Payslip, offer letter)
  • Bank Statements PDF Downloaded (Last 6 months)

    • Terms & Conditions

    • The loan is offered at the sole discretion of Muthoot Fincorp and is subject to internal credit policies.
    • Approval of the loan depends on the applicant’s eligibility, credit profile, business stability, and repayment capacity.
    • Interest rates, loan amount, tenure, and other charges may vary based on the applicant’s profile and prevailing company policies.
    • The applicant must provide accurate and complete information along with valid supporting documents during the application process.
    • Any misrepresentation or submission of false documents may lead to rejection or cancellation of the loan application.
    • Processing fees, administrative charges, and applicable taxes (GST) are non-refundable once charged.
    • Prepayment or foreclosure of the loan may attract additional charges as per company policy.
    • Delay or default in EMI payments may result in penal charges and may impact the applicant’s credit score.
    • The lender reserves the right to approve, reject, or modify any loan application without prior notice.
    • Loan disbursal is subject to successful verification and completion of all required formalities.
    • The borrower must comply with all terms mentioned in the loan agreement signed at the time of disbursal.
    • Any disputes arising shall be subject to the jurisdiction of courts as per applicable laws in India.
    Share This Product
    Copy Link