General LAP

General LAP from Muthoot FinCorp is a loan against property product designed to help you put the best use of your property’s value for a wide range of financial needs, such as business expansion, asset purchase, working capital, or home renovation. You can avail loans from ₹3 lakh up to ₹50 lakh, with flexible tenures ranging from 36 to 180 months. The process is simple and quick, involving minimal paperwork and rapid approval. Salaried and self-employed individuals, aged 23–70 years, are eligible. The product features competitive interest rates (14%–20% per annum), easy pre-closure terms, and repayment via NACH or cheque.

Micro LAP

Micro LAP by Muthoot FinCorp is a tailored Loan Against Property offering up to ₹25 lakh, ideal for small businesses seeking to strengthen working capital, expand operations, or improve cash flow. Applicants benefit from minimal documentation, increased eligibility for small enterprises, and quick processing. Key features include a minimum tenure of 36 months (up to 180 months), attractive interest rates from 17% to 20% per annum, and eligibility for self-employed individuals and traders aged 23–70. Flexible repayment options and simplified procedures make Micro LAP a practical solution for business growth and daily operational needs, allowing enterprises to access essential funds with ease and confidence.

Secured Business Loan LAP (SBL)

Secured Business Loan LAP (SBL) from Muthoot FinCorp is designed to support small businesses, micro-enterprises, retailers, and traders. Get financial assistance from ₹3 lakh to ₹10 lakh with no income proof required, and just your latest property sale deed or ownership document. Use this loan for asset acquisition, business expansion, and capital injection. Enjoy flexible repayment up to 84 months, attractive interest rates (20%–25% p.a.), and quick processing. Applicants aged 23–70 years, including proprietors, partnerships, and Pvt. Ltd. companies, are eligible. Secure your business’s growth with simple eligibility and minimal documentation.