Ram Fincorp

Ram Fincorp Personal Loan is a digital lending solution offered by Ram Fincorp that provides quick and hassle-free loans to individuals for personal needs such as medical emergencies, travel, education, or other expenses. It offers a simple online process with fast approval and flexible repayment options.

✔️ Applicant must be an Indian resident
✔️ Age: 21 to 60 years
✔️ Salaried or self-employed individual
✔️ Minimum monthly income: ₹10,000+
✔️ Stable income source
✔️ CIBIL score: 650+ preferred (750+ ideal)

✔️ Interest Rates: ~18% – 36% p.a. (profile-based)
✔️ Processing Fee: Up to 2% – 5% (+GST)
✔️ Tenure: 3 to 36 months
✔️ Foreclosure Charges: As per company policy
✔️ Penal Charges: Applicable on overdue EMIs

✔️ Identity Proof (Aadhaar Card / PAN Card mandatory)
✔️ Address Proof
✔️ Income Proof (Salary Slip / ITR, if applicable)
✔️ Bank Statements (last 3–6 months)
✔️ Passport-size photographs

Q1. What is the maximum loan amount in Ram Fincorp Personal Loan?
Ans. You can get up to ₹5 lakh depending on your eligibility.

Q2. What is the interest rate?
Ans. Interest rates generally range from 18% to 36% per annum.

Q3. What is the repayment tenure?
Ans. The tenure ranges from 3 months to 36 months.

Q4. Is collateral required?
Ans. No, it is an unsecured loan and does not require any security.

Q5. Who can apply for this loan?
Ans. Both salaried and self-employed individuals with stable income can apply.