RBL ShopRite

RBL ShopRite Credit Card is a rewards-based credit card designed for everyday spending such as groceries, movies, and dining. It offers accelerated reward points on daily expenses along with milestone benefits, making it a good option for regular users.

✔️ Applicant must be an Indian resident
✔️ Age: 18 to 60 years
✔️ Salaried or self-employed individual
✔️ Stable income source
✔️ Good CIBIL score (750+ preferred)

✔️ Joining Fee: ₹500 + GST
✔️ Annual Fee: ₹500 + GST (waived on ₹1.5 lakh annual spend)
✔️ Interest Rate: ~3.5% per month (~42% p.a.)
✔️ Cash Advance Fee: 2.5% (min ₹500)
✔️ Forex Markup: ~3.5%
✔️ Late Payment Charges: As per bank policy

✔️ Identity Proof (PAN Card mandatory)
✔️ Address Proof (Aadhaar / DL / Voter ID etc.)
✔️ Income Proof (Salary Slip / ITR / Form 16)
✔️ Bank Statements (last 3–6 months)
✔️ Passport-size photographs

Q1. What is the main benefit of RBL ShopRite Credit Card?
Ans. It offers high reward points on grocery spending and daily expenses.

Q2. Is there any annual fee waiver?
Ans. Yes, annual fee is waived on ₹1.5 lakh yearly spend.

Q3. What is the reward rate?
Ans. You earn 20 reward points per ₹100 on groceries and 1 point per ₹100 on other spends.

Q4. Does it provide fuel surcharge waiver?
Ans. Yes, 1% surcharge waiver is available on eligible transactions.

Q5. Who should apply for this card?
Ans. Users who spend regularly on groceries and household expenses.