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Overview Eligibility Features & Benefits Fees & Charges Documents FAQs Terms & Conditions

Product Overview

RBL ShopRite

RBL ShopRite Credit Card is a rewards-based credit card designed for everyday spending such as groceries, movies, and dining. It offers accelerated reward points on daily expenses along with milestone benefits, making it a good option for regular users.

Great Rewards
Wide Acceptance
100% Digital & Secure

Eligibility Criteria

Applicant must be an Indian resident
Age: 18 to 60 years
Salaried or self-employed individual
Stable income source
Good CIBIL score (750+ preferred)

Features & Benefits

Earn 20 Reward Points per ₹100 on grocery purchases
Earn 1 Reward Point per ₹100 on all other spends
Welcome benefit: 2,000 reward points on card activation
Monthly milestone benefit: 500 reward points on ₹30,000 spend
Quarterly milestone benefit: 2,000 reward points on ₹1.2 lakh spend
1% fuel surcharge waiver on ₹500–₹4,000 transactions
Dining discounts under partner restaurants
EMI conversion available on transactions

Fees & Charges

Joining Fee: ₹500 + GST
Annual Fee: ₹500 + GST (waived on ₹1.5 lakh annual spend)
Joining Fee: ₹500 + GST
Annual Fee: ₹500 + GST (waived on ₹1.5 lakh annual spend)
Interest Rate: ~3.5% per month (~42% p.a.)
Cash Advance Fee: 2.5% (min ₹500)
Forex Markup: ~3.5%
Late Payment Charges: As per bank policy

Documents Required

Identity Proof (PAN Card mandatory)
Address Proof (Aadhaar / DL / Voter ID etc.)
Income Proof (Salary Slip / ITR / Form 16)
Bank Statements (last 3–6 months)
Passport-size photographs

FAQs

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It offers high reward points on grocery spending and daily expenses.

Yes, annual fee is waived on ₹1.5 lakh yearly spend.

You earn 20 reward points per ₹100 on groceries and 1 point per ₹100 on other spends.

Yes, 1% surcharge waiver is available on eligible transactions.

Users who spend regularly on groceries and household expenses.

Terms & Conditions

Reward points are subject to eligible categories and exclusions
Grocery rewards applicable only on select merchant categories
Approval is subject to RBL Bank credit policy
Fees and benefits may change as per bank guidelines
Late payments may attract penalties and impact credit score

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Card At A Glance
Joining Fee ₹500 + GST
Annual Fee ₹500 + GST (waived on ₹1.5 lakh annual spend)
Rewards Earn 20 Reward Points per ₹100 on grocery purchases
Best For Shopping & Lifestyle
Network Visa / RuPay
Card Type RBL BANK