SBI BPCL

SBI BPCL Credit Card is a co-branded fuel credit card offered by SBI Card in partnership with Bharat Petroleum (BPCL). It is designed to provide savings on fuel spends along with reward points on everyday purchases like groceries, dining, and entertainment.

✔️ Applicant must be an Indian resident or NRI (as per bank policy)
✔️ Age: 18 to 60 years
✔️ Salaried or self-employed individual
✔️ Stable income source
✔️ Good CIBIL score (750+ preferred)

✔️ Joining Fee: ₹499 + GST
✔️ Annual Fee: ₹499 + GST (waived on ₹50,000 annual spend)
✔️ Interest Rate: Up to 3.5% per month
✔️ Cash Advance Fee: 2.5% (min ₹500)
✔️ Fuel Surcharge Waiver: 1% (₹500 – ₹4,000 transactions)
✔️ Late Payment Charges: As per SBI Card policy

✔️ Identity Proof (PAN Card mandatory)
✔️ Address Proof
✔️ Income Proof (Salary Slip / ITR / Form 16)
✔️ Passport-size photographs

Q1. What is the fuel benefit on SBI BPCL Credit Card?
Ans. You can earn up to 4.25% value back on fuel purchases at BPCL outlets.

Q2. Is there any annual fee waiver?
Ans. Yes, the annual fee is waived on spending ₹50,000 in a year.

Q3. How can I redeem reward points?
Ans. Reward points can be redeemed against fuel at BPCL petrol pumps.

Q4. Does it offer fuel surcharge waiver?
Ans. Yes, 1% surcharge waiver is available on eligible transactions.

Q5. Who should apply for this card?
Ans. Individuals who frequently spend on fuel and want savings on petrol/diesel.