Product Overview

SBI Flipkart

Flipkart SBI Credit Card is a co-branded cashback credit card offered by SBI Card in partnership with Flipkart. It is designed for online shoppers and provides cashback on Flipkart, Myntra, Cleartrip, and other everyday spends.

Great Rewards
Wide Acceptance
100% Digital & Secure

Eligibility Criteria

Applicant must be an Indian resident or NRI (as per bank policy)
Age: 21 to 70 years (SBI general guideline)
Salaried or self-employed individual
Stable income source
Good CIBIL score (750+ preferred)

Features & Benefits

5% cashback on Flipkart spends
7.5% cashback on Myntra spends
Up to 12% cashback/discount on Cleartrip
4% cashback on preferred merchants (like Uber, PVR, etc.)
1% cashback on all other eligible spends
Welcome benefit: ₹250 Flipkart gift voucher on fee payment
1% fuel surcharge waiver (₹500–₹4,000 transactions)
Annual fee reversal on ₹3.5 lakh yearly spend 

Fees & Charges

Joining Fee: ₹500 + GST
Annual Fee: ₹500 + GST*
Joining Fee: ₹500 + GST
Annual Fee: ₹500 + GST (waived on ₹3.5 lakh spend)
Interest Rate: Up to 3.75% per month (~45% p.a.)
Cash Advance Fee: 2.5% (min ₹500)
Forex Markup: 3.5%
Late Payment Charges: As per SBI Card policy

Documents Required

Identity Proof (PAN Card mandatory)
Address Proof (Aadhaar / Voter ID / DL etc.)
Income Proof (Salary Slip / ITR / Form 16)
Bank Statements (last 3–6 months)
Passport-size photographs

You get 5% cashback on Flipkart, 7.5% on Myntra, and 1% on other spends.

Yes, annual fee is waived on ₹3.5 lakh yearly spend.

Cashback may have category-wise limits and exclusions.

Yes, 1% fuel surcharge waiver is available on eligible transactions.

Frequent online shoppers, especially Flipkart & Myntra users.

Terms & Conditions

Cashback applicable only on eligible categories and transactions
No cashback on fuel, rent, EMI, wallet loads, etc.
Approval is subject to SBI Card credit policy
Fees and benefits may change as per bank guidelines
Late payments may attract penalties and impact credit score

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Card At A Glance
Joining Fee ₹500 + GST
Annual Fee ₹500 + GST*
Rewards 5% cashback on Flipkart spends
Best For Shopping & Lifestyle
Network Visa / RuPay
Card Type SBI CARD