SBI Flipkart

Flipkart SBI Credit Card is a co-branded cashback credit card offered by SBI Card in partnership with Flipkart. It is designed for online shoppers and provides cashback on Flipkart, Myntra, Cleartrip, and other everyday spends.

✔️ Applicant must be an Indian resident or NRI (as per bank policy)
✔️ Age: 21 to 70 years (SBI general guideline)
✔️ Salaried or self-employed individual
✔️ Stable income source
✔️ Good CIBIL score (750+ preferred)

✔️ Joining Fee: ₹500 + GST
✔️ Annual Fee: ₹500 + GST (waived on ₹3.5 lakh spend)
✔️ Interest Rate: Up to 3.75% per month (~45% p.a.)
✔️ Cash Advance Fee: 2.5% (min ₹500)
✔️ Forex Markup: 3.5%
✔️ Late Payment Charges: As per SBI Card policy

✔️ Identity Proof (PAN Card mandatory)
✔️ Address Proof (Aadhaar / Voter ID / DL etc.)
✔️ Income Proof (Salary Slip / ITR / Form 16)
✔️ Bank Statements (last 3–6 months)
✔️ Passport-size photographs

Q1. What cashback does Flipkart SBI Credit Card offer?
Ans. You get 5% cashback on Flipkart, 7.5% on Myntra, and 1% on other spends.

Q2. Is there any annual fee waiver?
Ans. Yes, annual fee is waived on ₹3.5 lakh yearly spend.

Q3. Is cashback capped?
Ans. Cashback may have category-wise limits and exclusions.

Q4. Does it offer fuel benefits?
Ans. Yes, 1% fuel surcharge waiver is available on eligible transactions.

Q5. Who should apply for this card?
Ans. Frequent online shoppers, especially Flipkart & Myntra users.