SBI Indigo

SBI Indigo

SBI Indigo

Joining Fee: ₹1499 + GST
Annual Fee: ₹1499 + GST*
Welcome benefit: 2,500 IndiGo BluChips voucher on joining fee payment:
Earn up to 19 BluChips per ₹100 on IndiGo flight bookings:

Product Overview

IndiGo SBI Credit Card is a co-branded travel credit card offered by SBI Card in partnership with IndiGo. It is designed for frequent flyers, allowing users to earn IndiGo BluChips on spends and redeem them for flight bookings and travel benefits. 

Eligibility Criteria

✔️ Applicant must be an Indian resident or NRI (as per bank policy)
✔️ Age: 21 to 70 years
✔️ Salaried or self-employed individual
✔️ Stable income source
✔️ Good CIBIL score (750+ preferred)

Features and Benefits

✔️ Welcome benefit: 2,500 IndiGo BluChips voucher on joining fee payment
✔️ Earn up to 19 BluChips per ₹100 on IndiGo flight bookings
✔️ Earn 2 BluChips per ₹100 on travel & hotel spends
✔️ Earn 1 BluChip per ₹100 on other spends
✔️ Milestone benefit: 2,500 BluChips vouchers on ₹2L, ₹4L & ₹6L spends
✔️ Complimentary IndiGo BluChip membership benefits
✔️ 1% fuel surcharge waiver on ₹500–₹4,000 transactions
✔️ Ideal for frequent IndiGo travelers

Fees & Charges

✔️ Joining Fee: ₹1,499 + GST
✔️ Annual Fee: ₹1,499 + GST (renewal benefit available)
✔️ Interest Rate: Up to ~3.5%–3.75% per month
✔️ Cash Advance Fee: 2.5% (min ₹500)
✔️ Forex Markup: ~3.5%
✔️ Late Payment Charges: As per SBI Card policy

Documents Required

✔️ Identity Proof (PAN Card mandatory)
✔️ Address Proof (Aadhaar / DL / Voter ID etc.)
✔️ Income Proof (Salary Slip / ITR / Form 16)
✔️ Bank Statements (last 3–6 months)
✔️ Passport-size photographs

FAQs

Q1. What are BluChips in IndiGo SBI Card?
Ans. BluChips are reward points that can be redeemed for IndiGo flight bookings and travel benefits.

Q2. What is the main benefit of this card?
Ans. You earn BluChips on every spend, especially high rewards on IndiGo flight bookings.

Q3. Is this card good for non-travel users?
Ans. No, it is best suited for frequent IndiGo flyers.

Q4. Is there any annual fee benefit?
Ans. Yes, renewal benefit is provided in the form of BluChips voucher.

Q5. Does it provide fuel surcharge waiver?
Ans. Yes, 1% surcharge waiver is available on eligible transactions.

Terms & Conditions

✔️ BluChips earning and redemption are subject to IndiGo loyalty program rules
✔️ Rewards excluded on certain categories (wallet, rent, etc.)
✔️ Approval is subject to SBI Card credit policy
✔️ Fees and benefits may change as per guidelines
✔️ Late payments may attract penalties and impact credit score

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