SBI SimplyCLICK

SBI SimplyCLICK Credit Card is an entry-level credit card designed for online shoppers. It offers accelerated reward points on popular online platforms like Amazon, Myntra, BookMyShow, and Cleartrip, making it ideal for users who frequently shop online.

✔️ Applicant must be an Indian resident or NRI (as per bank policy)
✔️ Age: 21 to 70 years
✔️ Salaried or self-employed individual
✔️ Stable income source
✔️ Good CIBIL score (750+ preferred)

✔️ Joining Fee: ₹499 + GST
✔️ Annual Fee: ₹499 + GST (waived on ₹1 lakh spend)
✔️ Interest Rate: Up to 3.75% per month (~45% p.a.)
✔️ Cash Advance Fee: 2.5% (min ₹500)
✔️ Fuel Surcharge Waiver: 1% (₹500–₹3,000 transactions)
✔️ Late Payment Charges: As per SBI Card policy

✔️ Identity Proof (PAN Card mandatory)
✔️ Address Proof (Aadhaar / Voter ID / DL etc.)
✔️ Income Proof (Salary Slip / ITR / Form 16)
✔️ Bank Statements (last 3–6 months)
✔️ Passport-size photographs

Q1. What is the main benefit of SBI SimplyCLICK Credit Card?
Ans. It offers 10X reward points on popular online platforms like Amazon, Myntra, and BookMyShow.

Q2. Is there any annual fee waiver?
Ans. Yes, the annual fee is waived on ₹1 lakh yearly spend.

Q3. What is the reward rate?
Ans. You get 10X rewards on partner sites, 5X on other online spends, and 1 point per ₹100 offline.

Q4. Does it provide fuel surcharge waiver?
Ans. Yes, 1% surcharge waiver is available on eligible fuel transactions.

Q5. Who should apply for this card?
Ans. Users who frequently shop online and want reward points instead of cashback.