Product Banner
Overview Eligibility Features & Benefits Fees & Charges Documents FAQs Terms & Conditions

Product Overview

WeRize Business Loan is designed to provide quick and accessible financing solutions to small business owners, especially in tier 2, 3, and 4 cities. Through its partner-led model, WeRize enables easy loan access for MSMEs to manage working capital, expand operations, and meet business expenses.

With fast processing, minimal documentation, and easy eligibility, it is a reliable option for entrepreneurs and individuals looking for quick financial assistance.

Eligibility Criteria

Applicant must be an Indian resident
Age: 21 to 60 years
Self-employed / small business owner
Minimum business vintage: 1 year or more
Stable income and repayment capacity
Basic CIBIL score preferred (600+)

Features & Benefits

Loan Amount: ₹50,000 to ₹10,00,000 (based on eligibility)
Quick approval & fast disbursal
Minimal documentation required
Collateral-free loan options available
Flexible repayment tenure
Designed for small businesses in semi-urban & rural areas
Easy application through partner network
Competitive interest rates

Fees & Charges

Processing Fee: 1% to 3% + GST
Interest Rates: 18% – 36% p.a. (profile-based)
Processing Fee: Up to 3% of loan amount (+GST)
Prepayment/Foreclosure Charges: As per lender policy
Penal Charges: Applicable on delayed EMIs
Other Charges: As per partner NBFC/bank

Documents Required

Identity Proof (Aadhaar Card / PAN Card)
Address Proof
Business Proof (GST / Shop Act / Registration)
Bank Statements (Last 6 months)
Income Proof (ITR / P&L, if applicable)
Passport-size photographs

FAQs

View / Toggle All

Loan amount ranges from ₹50,000 to ₹10 lakh depending on eligibility.

Small business owners, MSMEs, and self-employed individuals can apply.

No, most loans are unsecured and do not require collateral.

You can apply through WeRize partners or agents in your area.

Tenure varies depending on the loan type and lender partner.

Terms & Conditions

Loan is provided through partner NBFCs/banks associated with WeRize
Approval is subject to credit evaluation and lender policies
Interest rates and charges vary by partner lender
Processing fees are non-refundable
Late payments may attract penalties and affect credit score
Final approval is at the discretion of the lending partner

Apply for WeRize

Get instant approval with zero paperwork and exclusive partner rewards.

Apply Now
It's quick, secure and hassle-free
Share This Product
Why Choose WeRize?
Trusted Brand With a strong legacy
Quick & Hassle-Free Instant verification
Flexible Loan Solutions For every need
Dedicated Support 24x7 Assistance