Product Banner
Overview Eligibility Features & Benefits Fees & Charges Documents FAQs Terms & Conditions

Product Overview

WeRize is a social-fintech platform that provides personal loans through its partner NBFCs and banks. It primarily focuses on salaried individuals in tier 2, 3, and 4 cities, offering easy access to unsecured loans with a fully digital process.

With fast processing, minimal documentation, and easy eligibility, it is a reliable option for entrepreneurs and individuals looking for quick financial assistance.

Eligibility Criteria

Applicant must be an Indian resident
Age: 21 to 60 years
Salaried or self-employed individual
Minimum monthly income: ₹12,000+
Work experience: Minimum 1 year
CIBIL score: 650+ required (750+ preferred)

Features & Benefits

Loan Amount: Up to ₹10,00,000 (via partners)
Quick approval & fast disbursal
100% digital & paperless process
No collateral required (unsecured loan)
Designed mainly for salaried individuals
Easy application through partner/agent network
Multi-purpose usage (no restriction on usage)

Fees & Charges

Processing Fee: 1% to 5% + GST
Interest Rates: ~15% to 36% p.a. (profile & partner-based)
Processing Fee: 1% to 3% (may vary by partner)
Tenure: 12 to 36 months
Foreclosure Charges: As per lender policy
Penal Charges: Applicable on delayed EMIs

Documents Required

Identity Proof (Aadhaar Card / PAN Card mandatory)
Address Proof
Salary Slips (last 3 months)
Bank Statements (last 6 months)
Income Proof (ITR for self-employed) 

FAQs

View / Toggle All

Loans can go up to ₹10 lakh depending on partner lender and eligibility.

Interest rates generally range between 15% to 36% per annum.

The tenure ranges from 12 months to 36 months.

No, it is an unsecured loan and does not require any security.

Loans are provided by partner NBFCs/banks through WeRize platform.

Terms & Conditions

Loan is facilitated through partner lenders of WeRize
Approval depends on credit profile and partner policies
Interest rates and charges vary by lender
Processing fees are non-refundable
Late payments may impact credit score

Apply for WeRize

Get instant approval with zero paperwork and exclusive partner rewards.

Apply Now
It's quick, secure and hassle-free
Share This Product
Why Choose WeRize?
Trusted Brand With a strong legacy
Quick & Hassle-Free Instant verification
Flexible Loan Solutions For every need
Dedicated Support 24x7 Assistance