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SBM Magnet
Secured Credit Card

SBM Magnet

Joining Fee : Nil (Lifetime Free)
Build and Improve Your CIBIL Score through responsible card usage. :
Credit Limit: Up to 90% of FD Amount :
Earn Up to 7% p.a. Interest on your Fixed Deposit. :
Criteria : ✔️ Applicant must be an Indian resident.✔️ Age: 18 Years & Above.✔️ Minimum Fixed Deposit: ₹5,000. ✔️ No Income Proof Required. ✔️ No Minimum CIBIL Score Required. ✔️ Students, Salaried, Self-Employed, Freelancers and First-Time Credit Users can apply. 
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SBM Magnet
Secured Credit Card
SBM Magnet
Joining Fee : Nil (Lifetime Free)
Build and Improve Your CIBIL Score through responsible card usage. :
Credit Limit: Up to 90% of FD Amount :
Earn Up to 7% p.a. Interest on your Fixed Deposit. :
Criteria : ✔️ Applicant must be an Indian resident.✔️ Age: 18 Years & Above.✔️ Minimum Fixed Deposit: ₹5,000. ✔️ No Income Proof Required. ✔️ No Minimum CIBIL Score Required. ✔️ Students, Salaried, Self-Employed, Freelancers and First-Time Credit Users can apply. 
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SBM Novio
Secured Credit Card

SBM Novio

Joining Fee : Nil (Lifetime Free)
Helps Build & Improve Credit Score :
Credit Limit Up To 90% of FD Amount :
Welcome Benefits Worth ₹5,000+ :
Criteria : ✔️ Applicant must be an Indian resident. ✔️ Age: 18 Years & Above. ✔️ Minimum Fixed Deposit: ₹2,000. ✔️ No Income Proof Required. ✔️ No Existing Credit History Required. ✔️ Students, Freelancers, Self-Employed, Salaried Individuals Can Apply. 
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SBM Novio
Secured Credit Card
SBM Novio
Joining Fee : Nil (Lifetime Free)
Helps Build & Improve Credit Score :
Credit Limit Up To 90% of FD Amount :
Welcome Benefits Worth ₹5,000+ :
Criteria : ✔️ Applicant must be an Indian resident. ✔️ Age: 18 Years & Above. ✔️ Minimum Fixed Deposit: ₹2,000. ✔️ No Income Proof Required. ✔️ No Existing Credit History Required. ✔️ Students, Freelancers, Self-Employed, Salaried Individuals Can Apply. 
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AU NOMO
Secured Credit Card

AU NOMO

Joining Fee : ₹199 + GST
Annual Fee : Nil from 2nd Year Onwards
Earn 2 Reward Points per ₹100 spent on retail transactions. :
Welcome Benefit: 500 Reward Points on the first transaction within 30 days of card setup :
Criteria : ✔️ Applicant must be a Resident Indian. ✔️ Age: 18 to 99 Years (Primary Cardholder). ✔️ Age: Above 18 Years (Add-on Cardholder). ✔️ Fixed Deposit with AU Small Finance Bank is mandatory. ✔️ No income proof required for eligible FD-backed applications. ✔️ Approval subject to AU Small Finance Bank's internal policies.
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AU NOMO
Secured Credit Card
AU NOMO
Joining Fee : ₹199 + GST
Annual Fee : Nil from 2nd Year Onwards
Earn 2 Reward Points per ₹100 spent on retail transactions. :
Welcome Benefit: 500 Reward Points on the first transaction within 30 days of card setup :
Criteria : ✔️ Applicant must be a Resident Indian. ✔️ Age: 18 to 99 Years (Primary Cardholder). ✔️ Age: Above 18 Years (Add-on Cardholder). ✔️ Fixed Deposit with AU Small Finance Bank is mandatory. ✔️ No income proof required for eligible FD-backed applications. ✔️ Approval subject to AU Small Finance Bank's internal policies.
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IDFC WOW
Secured Credit Card

IDFC WOW

Joining Fee : ₹0 (Lifetime Free)
FD-backed Credit Card with 100% Digital Application Process :
Credit Limit: Up to 100% of FD Amount :
Earn 4 Reward Points per ₹150 spent on eligible retail transactions :
Criteria : ✔️ Applicant must be an Indian resident✔️ Age: 18 Years & Above✔️ Fixed Deposit with IDFC FIRST Bank is mandatory✔️ No minimum income requirement✔️ No prior credit history required✔️ Students, Salaried, Self-Employed and Freelancers can apply ✔️ KYC verification required
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IDFC WOW
Secured Credit Card
IDFC WOW
Joining Fee : ₹0 (Lifetime Free)
FD-backed Credit Card with 100% Digital Application Process :
Credit Limit: Up to 100% of FD Amount :
Earn 4 Reward Points per ₹150 spent on eligible retail transactions :
Criteria : ✔️ Applicant must be an Indian resident✔️ Age: 18 Years & Above✔️ Fixed Deposit with IDFC FIRST Bank is mandatory✔️ No minimum income requirement✔️ No prior credit history required✔️ Students, Salaried, Self-Employed and Freelancers can apply ✔️ KYC verification required
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